When a loved one dies it can be difficult to cope, not only with the death but also with the added pressure of creditors who call to collect debts. You may question whether the debt collector can collect on the debt from family members. The answer to that question depends
Last year the Federal Communications Commission (FCC) adopted several very significant changes to the Telephone Consumer Protection Act (TCPA). The changes to the regulations have become effective on October 16, 2013. Two of the changes include: A requirement that written consent be obtained prior to a business placing a call;
In the first Federal Trade Commission (FTC) action against a debt collector who used text messaging in their efforts to collect debts in an unlawful manner, the California based collector will pay $1 million to settle the charges that they violated federal law. It was alleged by the FTC that
As an Atlanta attorney trying complex business matters throughout metro-Atlanta, I found a 2008 study finding that settling a case is better than going to trial in most instances rings just as true today as it did five years ago. The New York Times article outlining the study indicates that
The Better Business Bureau (BBB) has recently issued an alert about the growing number of complaints about scam debt collectors over the past year. The BBB also advised consumers to learn about how to determine what is a legitimate debt collection effort and what is a scam. This can be
What All Businesses Need to Know about Security You worked hard to grow your business, and now you’re overseeing a store or office full of employees. Securing your equipment, revenue, and information is probably first and foremost on your list of priorities. So how important is business security? According to
Workers’ compensation is a type of insurance carried by employers. This type of insurance serves to protect both the employee from financial loss due to injury and the employer from negligence lawsuits. Workers’ compensation pays a wage for missed work because of a work-related injury and also covers medical expenses
When a new employee starts in a business, one of the first items they should be provided with is the Company Handbook. Not only is this a legally required document, but it also promotes the business in a positive light and helps to build the employer / employee relationship. What
The pace of retail insolvencies in 2013 so far is on track to make the full year ‘even worse’ than 2012, according to figures from the Centre for Retail Research. In the eight months to the end of August, the centre’s ‘Who’s Gone Bust?’ report tracked 39 company failures in
Buying your first home is exciting but not without its difficulties. There are many important issues to think about, so consider these key points to successfully negotiate your house move. Budget Carefully In the last few years it has been extremely difficult to get a mortgage as banks have been
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