The Telephone Consumer Protection Act (“TCPA”) prohibits several telemarketing practices (such as sending spam faxes). Under the TCPA there is a private right of action, along with the ability to seek $500 in damages for every violation (for every unsolicited fax) or the possibility of treble damages (when unsolicited faxes
Bankruptcy has the power to wipe away all or most personal and company debt, but it is not without side affects. Bankruptcy will affect your credit score negatively for several years to come. The process is long and complicated but an experienced Birmingham attorney at Parkman & White will help
(US law and generally) Credit cards can be very useful if used correctly. However, if they are not, they can get you into a world of trouble. On average, an US household holds about $16,000 in credit card debt. Due to the economy, more and more debt collectors have been
In 2007, HMRC published the litigation and settlement strategy (LSS), which was revised in July 2011 following some key cases. The LSS sets out the principles and standards which HMRC should apply when settling disputes with taxpayers. The general principles include: Each dispute should be settled on
(US Law) A recent study that has been released by the Federal Trade Commission (“FTC”) has found that 26 percent of consumers have a material error on at least one of their three credit reports. Of the consumers in the study, 5 percent that had an error, once it was
By Emma Fuller Many people now store their documents on their computers and no longer have paper bank statements. This trend has developed over several years now and means that our approach to dealing with probate has to evolve to keep up with these changes. In days gone by, many
By Kulzinder Garcha The Guardian has recently reported that mortgage approvals for house prices has risen in March after falling through winter. Bank of England have disclosed that activity is picking up for house mortgages and remortgages. Bank of England stated that 53,504 mortgage loans were approved during March whereas
A Declaration of Trust is an arrangement setting out who shall have the ownership of an asset and be able to benefit from it. This is important if your assets include land or business interests. A declaration of trust is a binding statement by the legal owner of an asset
The best news for poor and middle-class families is that the compromise made between the White House and Congressional Republicans will keep federal unemployment benefits in place. The less-than-positive news is multi-faceted, as small businesses face several new taxes, higher rates on existing taxes, and the forthcoming provisions of the Affordable
We know that many people put off making Will as it feels morbid to them, but making a Will is not about planning for death. It is about securing peace of mind for many years to come knowing that your affairs are in order. Some clients renew their Wills
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