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Category: Finance

The Best Ways to Save on Utility Bills

When you think about saving on your electric, gas, and water bills, you probably think about conserving energy. Turning out the lights when you leave the room and taking more baths instead of showers are the tried and true ways to help the environment and reduce the monthly cost of

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Tips for Avoiding Credit Card Debt

These days, it is easier than ever to be approved for a credit card. Often times, credit card companies will even solicit people via e-mail and snail mail with pre-approval offers for credit cards. And while credit cards can work to one’s benefit and it can be tempting to accept

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Your Dream Home Costs too Much; Now What?

If you’ve started searching for a first home, you’ve probably come across a very common problem: you covet a beautiful property that you simply can’t afford. The granite countertops and hardwood flooring make you swoon, or the location is amazing, but the monthly mortgage would ruin your budget and make

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Tips for Making Your Small Business Bankruptcy Proof

According to the Small Business Association (SBA), small business bankruptcies increased from 19K in 2006 to 43K in 2008, before the economy crashed. Since small business employs more Americans than any other sector, ways to avoid financial trouble should be of paramount importance in today’s private sector. From general best

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Is a Roth IRA the Best Savings Vehicle for you?

Is a Roth IRA the Best Savings Vehicle for you? If you have a bit of cash saved up and are looking to invest it to start preparing for your future, you’ve probably heard about Roth IRAs. They’ve become very common, and for many people, they’re a great choice when

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The 15-Year vs. 30-Year Mortgage Debate

The 15-Year vs. 30-Year Mortgage Debate Its so hard to have a long term perspective when working with a checkbook balance that is burdened by more goings than comings. In fact, for many home owners maintaining a budget is one of the biggest challenges one can face in the fight

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The Credit Bureaus and Your Rights: Do You Know Them?

The Credit Bureaus and Your Rights: Do You Know Them? In today’s economy, everyone is looking for ways to save money. From shopping in bulk to cutting out the extra little expenses, every little bit counts. However, if you are looking for major ways to save money each month, your

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5 Mistakes Landlords Make

Whether you haven’t been able to unload your house or you’re just looking for a good investment, you may be considering becoming a landlord. While controlling other people’s housing can be a good investment choice for some, it can be disastrous for others. Do things differently by learning from these

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Financial Public Relations and Shareholders: A Delicate Balance

Although a company may very well have been built from the ground up, it is a good bet that much of this foundation was initially laid upon the confidence and monetary support of numerous shareholders. Unfortunately, even the mightiest of structures will founder and collapse should their foundations become unstable.

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