The oil industry is one of the largest operations in the world, with oil companies worldwide collectively generating more than 82 million barrels of oil per day. Despite oil’s purported plenteousness and lucrative nature, the legal aspects of drilling for oil are technical, complex, and onerous. Permits: Where and When
The popular American television show Psych, stars James Roday as Shawn Spencer, a phony psychic who draws his abilities from rigorous training received from his father, a retired police officer played by veteran actor Corbin Bernsen. Along with his sidekick and childhood friend Gus Guster, played by Dulé Hill, Shawn
The purpose of the Fair Debt Collection Practices Act (FDCPA) is to stop debt collection practices that are abusive and to protect the consumer. Under the FDCPA, 15 USC Section 1692d, debt collectors cannot engage in conduct that is meant to harass, oppress, or abuse a person when attempting to
One of the quickest ways to learn about the importance of having a solid and comprehensive estate plan is having to facilitate the process for elderly parents who encounter unexpected hardships. For adults with parents in their seventies or eighties, emerging health care issues may be the catalyst for decisions
Many people have bad experiences with debt collectors and the Consumer Financial Protection Bureau (CFPB) wants to hear about them. They are preparing to update the rules that govern how debt collectors communicate with borrowers and they are seeking information from both debt collection companies and consumer advocates to help
You’ve recently taken your last paycheck from work. It’s time to retire. You get a notice from your company’s benefits department. They want you to sign papers for your pension and 401(k). You do it, but then you regret it. What did you just sign up for? They said something
(US law & generally) How information is supplied to the three credit reporting agencies is governed by the Fair Credit Reporting Act (FCRA). However, the law does not say that lenders are required to report any information to them. Major banks generally do report information to all the credit bureaus.
When a loved one dies it can be difficult to cope, not only with the death but also with the added pressure of creditors who call to collect debts. You may question whether the debt collector can collect on the debt from family members. The answer to that question depends
Last year the Federal Communications Commission (FCC) adopted several very significant changes to the Telephone Consumer Protection Act (TCPA). The changes to the regulations have become effective on October 16, 2013. Two of the changes include: A requirement that written consent be obtained prior to a business placing a call;
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