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Category: Insurance

Bad Faith Tactics: How to Tell When You’re a Victim

(US law) Forms of insurance have been in existence for thousands of years, but the current model of insurance companies really just evolved within the past few hundred years. Insurance helps protect people and their assets, but it’s important to remember that insurance companies are still businesses looking to turn

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Practical Tips for Choosing and Paying Off Your Student Loans

If you’re thinking about attending college, a student loan can help finance your efforts, and you certainly wouldn’t be alone in using this option. According to the Chronicle of Higher Education, about 20 million Americans go to college annually, and more than half of them rely on student loans. Keep

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You Don’t Have Health Insurance. Now What?

Forty-four million Americans are uninsured, and another almost 40 million people have inadequate health insurance. Without health insurance, people have been going without preventative healthcare and avoiding necessary treatment when they can. Often, this means that these health issues exacerbate themselves and often these patients end up with worse trouble

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Rising Drug Costs: Myth or Reality?

The cost of prescription drugs seems to be on a never-ending climb. Newspaper articles commonly discuss the plights of patients who need life-saving drugs but opt not to take them because of the extra expense. In this erratic economy, many people struggle to put food on the table, let alone

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Why Should You Need Liability Life Insurance?

While most people do everything they can to stay healthy and be there for their family, no one is guaranteed to wake up the next morning. If someone does die unexpectedly, the event can cause a lot of problems within the family. This is especially true if the now deceased

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Insurance Surcharges & Your DUI

(US law) When you are facing a DUI charge, you may not realize that you are facing more than possible fines and jail time. In many states, insurance surcharges are attached to your driver’s license and you will be required to pay these fines in addition to any penalties given

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Hurricane Sandy Destroyed My House: What You Need To Do Next

Hurricane Sandy Destroyed My House: What You Need To Do Next Hurricane Sandy has killed dozens of people and caused billions of dollars in damage, making it one of the deadliest and costly hurricanes in history. For the residents caught in its path, the damage can be horrific. Damaged automobiles,

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The Biggest Advantages of a Good Driving Record

Accidents can happen to anyone, but it’s hard to argue that there are some people who are simply good drivers. This has to do with more than just avoiding collisions. A good driver obeys the law, watches the speed limit, and always pays attention to their surroundings. If you have

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Tomorrow’s Promise: The Basics of Life Insurance

Unlike car or health insurance, life insurance isn’t obligatory. Millions of Americans see this safeguard against the uncertainties of the future as an expensive luxury that provides little practical benefit in the here and now. As such, they choose to forgo it and spend their money on items that provide

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