The Biggest Advantages of a Good Driving Record

edralyn
November 1, 2012

Accidents can happen to anyone, but it’s hard to argue that there are some people who are simply good drivers. This has to do with more than just avoiding collisions. A good driver obeys the law, watches the speed limit, and always pays attention to their surroundings. If you have good driving habits, chances are that you will benefit from it. When you are responsible, you save the insurance company, the courts, and other driver’s time and money. There could be more in it for you than you even realize.

1. Car Insurance Discounts

When you become a client with an auto insurance company, they are interested in how likely it is that you will be in an accident. If you show all the qualities of someone who is unlikely to cause one, they will be more likely to charge you a much lower premium, even if you have other factors like age or frequency of automobile use working against you.

2. Accident Forgiveness

In the event that you do get in an accident, your insurance company is more likely to offer accident forgiveness, as long as you avoid other accidents in the near future. Also, you could pay much cheaper deductibles if you’re a driver who has never had a serious problem before.

3. Favor with the Judge

If you receive a ticket and you choose to fight it, you have a much better chance if you’re not a habitual offender. The judge is much more inclined to dismiss or reduce the fines for a traffic violation if you’re not someone who receives tickets all the time.

4. Employment

If you’re applying for a position that involves driving, a clean driving record is a must. When you’re looking for a job, it opens up more opportunities if a company can trust you to drive their vehicles, and you may be surprised just how many industries can involve that skill.

5. Better Health

A good driver can often avoid the psychological pitfalls that are sometimes associated with being on the road. Less stress, less panicked moments, and less chance of injury come along with feeling like you’re really in control of the car. It also makes driving easier to enjoy and helps you to avoid road rage.

6. Reduced Damage to Your Car

Not only do you take better care of your car by avoiding accidents, you also reduce wear and tear on your tires and your engine by practicing good driving habits. It has also been proven that smooth and steady driving reduces the amount of gas you burn.

Being a good driver is a reward in itself – you keep yourself healthy and happy every day, and you avoid most of the down side of driving in general. Of course, it’s never a hundred percent guaranteed that you can avoid an accident, but there is a long list of ways to make the risk as minimal as possible. And in the process, you save yourself quite a lot of money – which could be the biggest incentive of all.

Deanna Ford writes for several insurance blogs. To find insurance sites for cheap New York car insurance quotesand to compare Maryland auto insurance rates, check the internet.