Imagine you have been trying to obtain credit and failing because you did not respond adequately to a letter you received six years ago. Imagine all those years of frustration as your applications for phone contracts, credit cards and loans have been turned down, watching your dreams of owning a
I still remember the day my husband came home from work with exciting news. He had been offered a promotion. He hadn’t hesitated to accept the offer of more money than he’d ever made before. It wasn’t even hard work, he said. The last three guys had quit because of
After rows over Jimmy Carr’s yearly £3.3million tax avoidance, the HMRC has promised to come down hard on tax avoiders. The Government is giving them new authority to establish a list of all offenders, in the hope that shaming these individuals will dissuade them from continuing their legal, but morally
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